Time is Running Out

February 6, 2015

Did you know the open enrollment period for 2015 ends on February 15th? If you’ve yet to purchase insurance that meets the new requirements of the Affordable Care Act (ACA), not only could you be forced to go the remainder more »

Open Enrollment Is Here

November 26, 2014

Get Coverage during the Open Enrollment Period As you may be aware, the open enrollment period created by The Affordable Care Act began on November 15, 2014 and ends on February 15, 2015. This is the only time during the more »

Common Insurance Terms

November 20, 2014

What is the difference between co-insurance and co-payment? On occasion, these terms have been used interchangeably. However, it is preferable to define the two terms differently, despite their similarity of purpose. Under a copayment or “Doctor copay” provision, the insured more »

Insurance 101

How Insurance Works A health insurance policy is simply a contract between an insurance company and an individual. The type and amount of health care costs that will be covered by the health insurance company are specified in advance, in more »

Health Insurance Options While Unemployed

Short Term Insurance. An affordable health insurance option. Many Americans have used Short Term Medical (STM) policies as a safe and affordable option. For the millions of people who are in between jobs, waiting for Open Enrollment, graduating from school more »

No Additional Costs to Use a Broker!

November 12, 2014

Does it cost me extra money when I go through a broker? No. Fortunately, the cost for your insurance is the same whether you attempt to do this all on your own or, have a professional agent help you navigate more »