Did You Miss the Open Enrollment Period?

March 12, 2015

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You Still Have Options

Although you may have missed the open enrollment period, the time established by the government during which most Americans may make health insurance purchases, you don’t have to go without coverage. Short-term medical can be an affordable and convenient option for those who are still looking for the protections provided by major medical insurance.

Short-term medical insurance is health coverage designed to cover individuals for a pre-determined length of time. These periods can range from a few months up to a year, depending on the plan and your specific needs. In addition to the flexibility, these plans can also be substantially less expensive than traditional major medical policies.

In the past, many viewed short-term insurance as too risky because developing a serious medical condition meant that you wouldn’t be able to reapply and be accepted for this same coverage. However, because of recent changes to the laws governing health insurance, no American can be denied coverage due to a pre-existing condition. This means that if you continue to be healthy, you can keep your low-cost, low-commitment, short-term coverage. It also means that should you develop a health issue, when your short-term coverage ends, you can switch to traditional major medical insurance during the next open enrollment period without fear of being denied coverage.

Short-term medical is a great option for:

  • Those who missed the open enrollment period for major medical
  • Individuals who are in a probationary period at a new job and waiting for benefits to begin
  • Those who are looking for a lower-cost alternative to major medical
  • And many more

Is short-term medical right for you? Call 855.652.3171 now and a licensed insurance agent can help you decide.

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